Sometimes we just want to make some quick money on the side. But, what are some safe ways to make this quick cash? Well, I have 3 best ways to do this- ways that I still use today as a college student who just needs that extra cash on hand.
1. Do online surveys
Now, most of the online surveys don’t work properly. But, the best survey website that I’ve come across is called Prolific.
Most surveys on online websites have certain criteria that you have to meet to make sure that you can continue doing the survey. In fact, most of the time, even if you start doing the survey and you are halfway done, they might just kick you out if you choose the wrong option for the next question! This is not the case with Prolific.
Prolific = Academic Online Survey Website
Prolific is an academic online survey website. They will give you surveys that perfectly align with who you are and who the researchers are looking for. That way, if you do get matched to a survey, you won’t be locked out for any reason.
Less time and more money
The best part about Prolific is that you can see how much time the survey is supposed to take, and how much you can earn from the survey. That way, you can see if it’s worth your time or not. They also pay in pounds! So, with the Canadian dollar not doing so well against the UK’s pound, I get “more” money when I cash out.
The cashout threshold is at $5, which you can easily get from doing 4 or 5 surveys. I once had a survey that was around 4 pounds. That’s about $6.40 CAD or $4.80 USD (for my US readers <3); Prolific surveys pay pretty well.
You can keep doing the surveys until you reach the minimum cashout limit, and then they will send you the money via Paypal. Don’t worry about the information being collected. You can read the terms and conditions of each survey, look at the researcher’s name, email and other their details as well. That way, you can contact them to learn more about what they are going to do with the information.
It’s super easy, safe, and a good way to earn money.
Sign up: Prolific
If interested in signing up for Prolific, click this link. You will need an email, you will need to tell them what country you live in, and your name. I don’t earn anything from you clicking this link- have no fear. I just want you to make some money just like I was able to by using this source!!
This is a really safe way to make some quick money- and there’s a survey almost every day!
If you do end up using Prolific, let me know what you think in the comments below!
2. Sell products on Amazon in a safe way
A really easy way to make money through Amazon is by selling products. But, usually, when we sell products, we need to find a manufacturer, create the design, and then set up how we are going to sell the products and our shipment facility.
What if I told you there was an easier way?
Because there is.
You can sell T-Shirts. The designs would obviously have to be created by you, but you can really get some cash… without the hassle of a real business.
Merch By Amazon
Merch By Amazon is a great way to earn some cash through royalties… royalties that YOUR own products earn! You get to design your own T-shirt graphic and then upload it to the system. If someone decides to buy your products- BOOM! You will earn a royalty!
But wait… how do I create the T-shirt product and ship it to the customer?
Literally, you don’t have to worry about that AT ALL! Amazon will deal with making the product using the design that you have submitted AND they will ship it to the customer. It really is that easy. It doesn’t even take that long to reach the customer! Merch By Amazon follows the Amazon Prime rules so your product will be delivered quickly to the consumer!
Sign Up: Merch By Amazon
It’s super easy to sign up for Merch By Amazon. Simply click on this link. But, you do need to request to become a t-shirt design creator.
Once you fill out the information, when there is a spot open for a new content curator, you will get an email! Start uploading your designs and let the cash come rolling in!
The best part about this program is that your content is non-exclusive. This means that you can sell your design elsewhere as well! Amazon does not own the rights to the specific design that you have created.
A great way to get your products sold is by making a simple design that lots of consumers can relate with. Whether that be a design with only one word that people can gift to someone else or even just a cute dog picture. Remember though, the content MUST be yours. Don’t think about taking copyrighted content and then publishing it to get a royalty.
If you want more information read this informative blog post!
As long as you follow the rules, this is a safe way to make some quick money.
3. Sign up for cashback programs
Another way to be able to spend and save money at the same time is through cashback programs. For those of you who are 18 and older, you can apply for a credit card. When you choose a credit card, you should choose the best option that suits you. Most people choose a cashback program that aligns with their spending habits. When you do this, it’s a safe way to make some quick money.
For those of you who are current students, the best MasterCard you can choose is a BMO SPC Mastercard. I am able to get 5% cashback for the first 3 months after I signed up, and I get the SPC (Student Price Card) for free! I signed up for this a while ago, but unfortunately, they will soon be discontinuing it. 🙁 But, that doesn’t mean that there aren’t any good Mastercards.
If you simply Google what the best Mastercards in your country are, you can easily see the Pros and Cons of each card. Choose one that aligns with your spending habits. Don’t choose one just because your friend has it.
This is a super safe way to make some quick money- as long as you make sure that you are choosing a card you feel comfortable with.
Take into consideration different aspects such as:
- How customer service is in general- read reviews
- Where are there offices located? Are they close to you?
- Are they accessible by phone? What are the bank’s office hours?
- What are they offering as a promotion for you to sign up for their Mastercard?
- Read about the hidden fees!
- What bonus do you get for choosing one Mastercard over another?
- What are your spending habits like? Do they align with the Cashback you are seeking or should be getting?
- Is there an annual fee? Can you afford it? Is there a card with no annual fee that you can get?
- Do you travel a lot? Should you get a card that earns you AIRMILES instead of cashback?
Think about things along those lines and you should be on a safe way to make some quick money! (After you spend some that is!)
In fact, if you have a Costco near you, the Costco Capital One Mastercard is one of the greatest cards you can get! It counts as a Costco membership and offers you great cashback rewards for almost every purchase you make!
If you are good with paying back on time… it might not be a bad idea to get multiple credit cards that give you different rewards.
By using different cards for different purchases, you can increase the number of points and cashback rewards you are able to get overtime.
Save, save, save.
In the end, there’s only one way to ensure that you are able to live the life you want. And that’s through saving. You can always try and make money, but if you spend all of it you will keep going through an endless cycle.
So try this challenge: Depending on what your income is, set aside 30% to your savings, 40-50% for your needs (bills!), and 20-30% for any of your “wants”. By following this 20-30-50 formula, you are sure to be creating good habits that will help you out in the long run.
Let me know what you think about these safe ways to make some quick money and what else you may do in the comments below.
Till the next post,
The Student Spirit